About
About HomMetra
We build free mortgage math for people who are looking at houses and need to know what the payments really are — not just the advertised price.
Why HomMetra exists
The broker quotes a monthly number that never includes property tax. The listing shows a price without insurance. Between those gaps, buyers budget, then get surprised at closing. HomMetra closes the gap by showing PITI — principal, interest, taxes and insurance — plus HOA, so the number on screen matches the number you can afford.
What we do
- Instant monthly payment estimates with no sign-up and nothing uploaded.
- Principal, interest, tax, insurance and HOA split out line by line.
- Amortization schedules, 15-vs-30 comparisons and printable reports.
- Plain-language guides that explain mortgage math without the jargon.
Our approach
Estimates get labeled as estimates. Rates change, taxes vary by county, and only a lender can approve you — but you can get within a few dollars of the truth before you ever talk to one. That clarity is the whole point.